Spoofing is a new online fraud scam. Viewers receive emails that look
very official, seemingly from ebay, paypal, etc. with requests to
update your password or credit card information. Never… Ever…Ever
send personal information via email!
If you are in doubt, log onto the email sender’s website to see if
there are any notes or messages regarding the email you received. I have
been dealing with the internet for years, and this one almost got past
Credit Card Scams
Criminals will often steal credit cards and use them to purchase
products at eBay or other estores. They will then have the merchandise
mailed to a post office box. After the products are picked up, the post
office box is closed and another box will be rented in a different
location. It is important that you only send products to the confirmed
address listed with paypal.com. A confirmed address is the address that
the credit card is issued to, and it is easy to verify this with either
the credit card company or paypal.
Important – eBay Fraud Protection
Many people don’t know eBay will reimburse buyers up to $200.00 (less
$25.00 to cover processing costs) in cases of non-shipment or
significant misrepresentation of items purchased on ebay.
Paypal is a fantastic payment service. eBay purchased this company in
2002. There is zero fraud risk if you follow their basic procedures.
You can send and receive payments in seconds.
http://www.bidpay.com also provides a great service. This is a division of
Western Union. I accept bidpay only for international purchases. You
receive an email confirmation and a check in 3-5 days; only then do you
ship your product.
Before submitting credit card numbers over the internet, ensure that
you are using a secure server. The beginning of the web address in your
browser window should be “https://” and not “http://” For secure
server pages, you should also see a “lock” icon at the bottom of the
COD stands for Cash on Delivery. I do not recommend this type of
payment; however, there are occasions when a buyer will request a COD
payment. This is how it works: Items can be sent via UPS, Fed Ex, or
similar carriers. The sender fills out a form stating it is COD and the
carrier collects the payment when the shipment is delivered. It
usually takes several days for you to receive the payment.
The main reason I don’t use this type of payment is simple. It is more
expensive! Another reason is that as many as 50%-60% of the deliveries
are refused when the shipment is delivered. Some buyers have even
paid for shipments with fraudulent cashier’s checks. As you can see, it
is not a payment method that makes sense. When you run a business, you
need to look at the big picture; and that is to eliminate any
unnecessary expense or fraud.
I do not accept personal checks…..ever.
Money orders, United States Postal Service and others. I have never
received a fraudulent money order.